Income Protection

What is Income Protection

If you are unable to work due to illness or an accident, income protection will make sure you can still pay your payments and maintain your standard of living.

You could have money that you might utilise to cover your monthly expenses, but how long will it last? Do you intend to pay your expenses using your savings? You should carefully consider how much you want to rely on them, if they can cover a protracted time of illness, and what would happen if you encountered another emergency that would deplete your resources and leave you without coverage.

A policy called income protection, commonly referred to as sick pay cover, can give you a consistent income if you ever have to miss work due to a sickness or accident. giving you the assurance that your bills will be paid if you’re unable to work, your credit score will be protected, and your home and lifestyle can continue if you’re unable to work.

Frequently asked Questions 

Q. How much will I receive ?

  1. 60 – 70% of you income tax free

Q. Is income protection for employed or self employed people 

  1. Income Protection is for both employed and self employed persons

Q. How long will it pay for

  1. There are a variety of periods of payment and one of our specialists will help get the best cover for you.

Get intouch with one of our inhouse specialist 

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured on it.